:root{
  --navy:#22406B; --navy-deep:#18304F; --ink:#17243A; --muted:#475468;
  --gold:#F2C77A; --copper:#A24A24; --paper:#FCFBF8; --sky:#E9EFF7; --line:#CFD9E6;
  --serif:'Lora',Georgia,'Times New Roman',serif;
  --sans:'Atkinson Hyperlegible',Verdana,Arial,sans-serif;
  --wrap:1180px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:1.1875rem;line-height:1.65}
img,svg{max-width:100%}
a{color:var(--copper);text-underline-offset:3px}
a:hover{color:#7E3518}
:focus-visible{outline:3px solid var(--copper);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.15;font-weight:600;margin:0 0 .5em}
h1{font-size:clamp(2.3rem,5.2vw,3.9rem);letter-spacing:-.01em}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem)}
h3{font-size:1.45rem}
p{margin:0 0 1em;max-width:66ch}
.wrap{width:min(var(--wrap),100% - 32px);margin-inline:auto}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:10px 16px;z-index:9}
.skip:focus{left:16px}

/* header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:5}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:84px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand svg{width:54px;height:54px;flex:none}
.brand-name{font-family:var(--serif);font-weight:600;font-size:1.45rem;line-height:1.1}
.brand-name em{font-weight:500}
.nav{display:flex;align-items:center;gap:6px;flex-wrap:wrap}
.nav a{color:var(--ink);text-decoration:none;padding:10px 12px;border-radius:8px;font-weight:700;font-size:1.02rem}
.nav a:hover,.nav a[aria-current=page]{background:var(--sky);color:var(--navy)}
.nav .btn{margin-left:8px}
.menu{display:none}
@media (max-width:980px){
  .site-header .wrap{flex-wrap:nowrap;min-height:72px}
  .nav-desktop{display:none}
  .menu{display:block}
  .menu summary{list-style:none;cursor:pointer;font-weight:700;border:2px solid var(--navy);color:var(--navy);border-radius:10px;padding:10px 18px;min-height:48px;display:flex;align-items:center}
  .menu summary::-webkit-details-marker{display:none}
  .menu[open] summary{background:var(--navy);color:#fff}
  .menu .nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 16px 20px;box-shadow:0 18px 30px rgba(23,36,58,.12)}
  .menu .nav a{padding:14px 12px;font-size:1.15rem}
  .menu .nav .btn{margin:8px 0 0;text-align:center}
}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:12px 26px;border-radius:12px;background:var(--navy);color:#fff !important;font-weight:700;text-decoration:none;border:2px solid var(--navy);font-size:1.08rem;font-family:var(--sans);cursor:pointer}
.btn:hover{background:var(--navy-deep);border-color:var(--navy-deep)}
.btn-ghost{background:transparent;color:var(--navy) !important}
.btn-ghost:hover{background:var(--sky)}
.btn-gold{background:var(--gold);border-color:var(--gold);color:var(--ink) !important}
.btn-gold:hover{background:#E9B65C;border-color:#E9B65C}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}

/* hero */
.hero{padding:64px 0 72px;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:56px;align-items:center}
.lede{font-size:1.32rem;color:var(--muted);max-width:34em}
.hero-points{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:10px}
.hero-points li{display:flex;gap:12px;align-items:flex-start;font-weight:700}
.hero-points svg{flex:none;margin-top:4px}
.house{position:relative;background:var(--navy);color:#fff;padding:128px 44px 48px;clip-path:polygon(50% 0,100% 104px,100% 100%,0 100%,0 104px);border-radius:0 0 18px 18px}
.house-heart{position:absolute;left:50%;top:52px;transform:translateX(-50%);width:46px}
.note{background:#fff;color:var(--ink);border-radius:10px;padding:26px 28px 22px;transform:rotate(-1.6deg);box-shadow:0 14px 28px rgba(0,0,0,.25)}
.note-head{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-bottom:2px dashed var(--line);padding-bottom:10px;margin-bottom:12px}
.note-head strong{font-family:var(--serif);font-size:1.3rem;color:var(--navy)}
.note-head span{color:var(--muted);font-size:.98rem}
.note ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}
.note li{display:flex;gap:10px;line-height:1.45}
.note li svg{flex:none;margin-top:3px}
.note small{display:block;margin-top:14px;color:var(--muted);font-size:.9rem}
.house-caption{text-align:center;margin:18px 0 0;color:#DCE5F2;font-size:1rem;max-width:none}
@media (max-width:900px){
  .hero{padding:40px 0 56px}
  .hero .wrap{grid-template-columns:1fr;gap:40px}
  .house{padding:112px 22px 36px;clip-path:polygon(50% 0,100% 84px,100% 100%,0 100%,0 84px)}
  .house-heart{top:40px;width:40px}
  .note{padding:22px 20px 18px}
}
@media (prefers-reduced-motion:no-preference){
  .note{animation:settle .9s .2s cubic-bezier(.2,.8,.2,1) both}
  @keyframes settle{from{transform:rotate(-6deg) translateY(30px);opacity:0}to{transform:rotate(-1.6deg);opacity:1}}
}

/* sections */
.section{padding:80px 0}
.section-sky{background:var(--sky)}
.section-navy{background:var(--navy);color:#fff}
.section-navy h2,.section-navy h3{color:#fff}
.section-navy p{color:#E3EAF5}
.section-navy a:not(.btn){color:var(--gold)}
.intro{max-width:720px;margin-bottom:40px}
.intro p{color:var(--muted);font-size:1.22rem}
.section-navy .intro p{color:#DCE5F2}

.services{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:3px solid var(--navy)}
.service{padding:30px 28px 34px 0;border-right:1px solid var(--line)}
.service + .service{padding-left:28px}
.service:last-child{border-right:0}
.service svg{width:48px;height:48px;color:var(--navy);margin-bottom:14px}
.service ul{padding-left:1.1em;margin:0 0 18px;color:var(--ink)}
.service li{margin-bottom:4px}
.service a.more{font-weight:700}
@media (max-width:900px){
  .services{grid-template-columns:1fr}
  .service,.service + .service{padding:28px 0;border-right:0;border-bottom:1px solid var(--line)}
}

.steps{list-style:none;counter-reset:step;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}
.steps li{counter-increment:step;position:relative;padding-top:70px}
.steps li::before{content:counter(step);position:absolute;top:0;left:0;width:52px;height:52px;border-radius:50%;background:var(--gold);color:var(--ink);font-family:var(--serif);font-weight:600;font-size:1.6rem;display:flex;align-items:center;justify-content:center}
@media (max-width:900px){.steps{grid-template-columns:1fr}}

.price-table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden;box-shadow:0 0 0 1px var(--line)}
.price-table th,.price-table td{text-align:left;padding:20px 22px;border-bottom:1px solid var(--line);vertical-align:top}
.price-table thead th{background:var(--navy);color:#fff;font-size:1rem}
.price-table tr:last-child td{border-bottom:0}
.price-table .amount{font-family:var(--serif);font-size:1.7rem;font-weight:600;color:var(--navy);white-space:nowrap}
.price-table .amount span{font-family:var(--sans);font-size:1rem;color:var(--muted);font-weight:400}
@media (max-width:700px){
  .price-table thead{display:none}
  .price-table tr{display:block;border-bottom:1px solid var(--line)}
  .price-table td{display:block;border:0;padding:8px 18px}
  .price-table td:first-child{padding-top:20px}
  .price-table td:last-child{padding-bottom:20px}
}

.promises{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 48px;list-style:none;padding:0;margin:0}
.promises li{display:flex;gap:14px;align-items:flex-start}
.promises svg{flex:none;margin-top:4px}
@media (max-width:760px){.promises{grid-template-columns:1fr}}

.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:start}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:32px}}

.checklist{list-style:none;padding:0;margin:0 0 1em;display:grid;gap:12px}
.checklist li{display:flex;gap:12px;align-items:flex-start}
.checklist svg{flex:none;margin-top:4px}
.cols-2{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:36px}
@media (max-width:700px){.cols-2{grid-template-columns:1fr}}

.areas{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}
.areas li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 18px;font-weight:700;color:var(--navy)}
.section-navy .areas li{background:transparent;border-color:rgba(255,255,255,.4);color:#fff}

.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:1.2rem;padding:18px 40px 18px 0;position:relative;list-style:none;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:12px;font-size:1.8rem;font-weight:400}
.faq details[open] summary::after{content:"\2212"}
.faq details p{margin-bottom:18px}

.panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:32px}
.panel-navy{background:var(--navy);color:#fff;border:0}
.panel-navy h2,.panel-navy h3{color:#fff}
.panel-navy p{color:#E3EAF5}

.cta-band{background:var(--navy);color:#fff;padding:64px 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 .3em}
.cta-band p{color:#DCE5F2;margin:0}

.page-head{padding:56px 0 44px;background:var(--sky);border-bottom:1px solid var(--line)}
.page-head .lede{margin-bottom:0}
.crumbs{font-size:.98rem;margin-bottom:18px;color:var(--muted)}
.crumbs a{color:var(--muted)}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li::before{content:"/";margin-right:6px}

.prose h2{margin-top:1.4em}
.prose h2:first-child,.prose > div > h2:first-child{margin-top:0}
.prose ul{padding-left:1.2em}
.prose li{margin-bottom:6px}

/* form */
.form{display:grid;gap:20px}
.field label,.field legend{display:block;font-weight:700;margin-bottom:6px;color:var(--ink)}
.field .hint{display:block;font-weight:400;color:var(--muted);font-size:1rem}
.field input,.field select,.field textarea{width:100%;font:inherit;padding:14px 16px;border:2px solid #9AA9BD;border-radius:10px;background:#fff;color:var(--ink);min-height:54px}
.field textarea{min-height:150px}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy);outline:3px solid rgba(34,64,107,.25);outline-offset:0}
fieldset.field{border:0;padding:0;margin:0}
.radios{display:flex;flex-wrap:wrap;gap:10px}
.radios label{display:flex;align-items:center;gap:10px;border:2px solid #9AA9BD;border-radius:10px;padding:12px 16px;font-weight:700;cursor:pointer;min-height:52px;margin:0}
.radios input{width:22px;height:22px;min-height:0;margin:0;accent-color:var(--navy)}
.hidden{display:none}

/* footer */
.site-footer{background:var(--ink);color:#C9D3E0;padding:56px 0 30px;font-size:1.02rem}
.site-footer a{color:#fff}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
.site-footer h2{color:#fff;font-size:1.2rem;margin-bottom:12px}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot-brand{display:flex;gap:12px;align-items:center;margin-bottom:14px;color:#fff;font-family:var(--serif);font-size:1.35rem;font-weight:600}
.foot-brand svg{width:50px;height:50px}
.foot-base{border-top:1px solid rgba(255,255,255,.15);margin-top:40px;padding-top:20px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
@media (max-width:800px){.foot-grid{grid-template-columns:1fr}}
@media (max-width:480px){
  .brand svg{width:44px;height:44px}
  .brand{gap:9px}
  .brand-name{font-size:1.12rem}
  .menu summary{padding:8px 14px;min-height:46px}
}